Plan well, plan early

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How many times must you read the dire warnings about Social Security going broke or about another year with no cost of living increase for recipients of those federal retirement checks? Perhaps your parents or grandparents receive those monthly checks and mutter that the amounts are too low. Maybe the government has to substantially raise […]

Life is full of consequences

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My friend Vance Morris recently wrote about children getting “do-overs” when they fail a test or homework assignment in grade school. His rather strong comments spoke to the idea that in life, there are rarely do-overs. Children are being indoctrinated into a system that does not exist outside the walls of their schools. They are […]

What Brian taught me

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When Brian talks, I listen, whether I am watching one of his many instructional DVDs, playing a CD in my car while I commute, or sitting in his office earlier this year. Brian taught me there are four ways to change anything in your life: You can start doing something you are not currently doing. […]

Who has your back?

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Years ago, my friend and roommate Stu told me, “Don’t worry, I got your back.” I remember the feeling that I got when he said that. I felt special and protected, knowing that someone was looking out for my interests so that I would not get hurt.  It is now decades since Stu said that […]

Retirement paid in full: 85 cents

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If only it were that simple: 85 cents and you’re done. No more saving, no more planning, no more choices about spending or saving. You can buy that new car you were eyeing in the showroom window with no guilt, knowing it would not affect your retirement security. But, like waking from a dream, you […]